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中国工商银行 2019 招聘笔试完整真题及答案解析 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd 2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 4,2,3,1,5银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 C。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 B。银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 C。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为31542银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 C。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为34152银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为C。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为D。银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为C 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688答案为B 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为D 1/2/4笔画数为8；3、5、9笔画数为9. 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为D。每列为一组，每组的最后一个是求同，保留一二排相同的部分。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为C 从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性：银行笔试助攻加微信：qitd2688 银行笔试助 攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 A. A B. B C. C D. D 正确答案：D 解析：第一步，观察特征。组成元素凌乱，优先考虑数量。第二步，九宫格，横向规律较为常见，优先考虑。 第一行图形均能一笔画成，第二行图形均至少两笔画成（图1有2个部分，图2、图3奇点数均为4），第三 行图形均至少三笔画成（图1有6个奇点，图2有3个部分），问号处图形应至少三笔画成。A、B项4个奇 点，至少两笔画成，排除；C项0个奇点，能一笔画成，排除。因此，选择D选项。 从所给四个选项中，选择最合适的一个填入问号处，使之呈现一定规律性： 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 A.如上图所示 B.如上图所示 C.如上图所示 D.如上图所示 正确答案：B 解析：第一步，观察特征。 图形组成元素凌乱，由内外两部分组成，线条特征明显，优先考虑数线。 第二步，两段式，第一段找规律，第二段应用规律。如表格所示，第一段图形直线数外减内为3、2、1，呈现等差数列规律。依据此规律，第二段前两个图形的 直线数内减外为2、3，所以问号处需要内减外为4的图形。 因此，选择B选项。 从所给四个选项中，选择最合适的一个填入问号处，使之呈现一定规律性： 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 A.如上图所示 B.如上图所示 C.如上图所示 D.如上图所示 正确答案：C 解析：第一步，观察特征。组成元素相同，位置变化明显，考虑动态位置。第二步，一条式，从左到右找规 银行笔试助攻加微信：qitd 律 2 。 6 外层 8 梯 8 形每次逆 银 时针 行 方向 笔 平移 试1格， 助 内层 攻 三角 加 形每 微 次顺 信 时针 ： 方向 q 平 i 移 t2d 格 2 。 6 因此 8 ， 8 选择C选 银 项。 行 笔试助攻加微信：qitd2688 把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是： A. ①③⑥，②④⑤ B. ①③⑤，②④⑥ C. ①③④，②⑤⑥ D. ①⑤⑥，②③④ 正确答案：C 解析：第一步，观察特征。图形中均有两个黑点，考虑点的功能。第二步，分组分类，根据规律进行分组。如下图，对每个图中两个黑点连线，图①③④中黑点连线与图形内部线条平行，图②⑤⑥中黑点连线与图形 内部线条垂直。 因 此，选择C选项。 右边的哪个盒子不能由左边给定的图形做成？ 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 A. A B. B C. C D. D 正确答案：A 解析：题干图形中两黑色面为相对面，根据相对面的位置关系，可知A项不能折成。因此，选择A选项。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B，代入已知123直接排除答案答案为A，直接代入，符合题意。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 本题答案应为C。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 本题答案应为D。银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 本题答案应为B。第3和第5 是正确的。村子的人必须为双数。第一个人假话，所以80 以上，第二个也是 假话，80以上。 银行笔试助攻加微信：qitd 本 2 题 6 答案 8 应 8 为B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 本题答案应为D。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为A。银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B。由1347知，甲丙是90后，由2567知，乙戊是女性，只剩丁。 答案为C。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd 答 2 案 6 为 8C。 8 甲的位置 银 不能 行 确定。 笔 试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 本题答案应为B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 本题答案应为B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 本题答案应为C。 设总工程量为60，则3甲+2乙=12；5甲+5乙=25，甲=2，乙=3银行笔试助攻加微信：qitd 本 2 题 6 答案 8 应 8 为C。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试 助攻加微信：qitd2688 本题答案应为C。图片旋转，68+1=69本题答案应为B。第9个边长为2×根号2 的8次方=32，面积为32×32=1024 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试 助攻加微信：qitd2688 答案为D。设最初安盛X，瑞信2X，则2X-10=X+12，解得X=22， 银行笔试助攻加微信：qitd 答 2 案 6 为 8B。 8 直接解方 银 程组 行 ，高端 笔=50试 ，新 助 金融 攻=75， 加 研究 微=24.信 ：qitd2688 银行笔试助攻加微信：qitd2688 答案为C。依次是三倍减一 三倍减三 三倍减五 三倍减七答案为B。共有20+28+36+44+52+60+68=308个 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B。每秒100米，5秒500米。设第一座桥X，第二座2X-500，则2X-500-X=500，解得X=1000， 则第二座2×1000-500=1500 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B。人数是3的倍数，排除AC，代入B，正确。银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为A。 银行笔试助攻加微信：qitd 答 2 案 6 为 8A。 8 分子分母 银 相差 行2,4,6笔,8，（ 试10）， 助 且数 攻 字都 加 比前 微 面的 信 数字 ： 大， q 只有 itAd 符 2 合 6 88 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为A。共同合作7.5 小时，则需要2.5小时共同合作完成的任务工银国际5小时完成，说明两者的效率 一样，所以工银单独做需要10×2=20小时 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B。设大企业X，小企业Y，则3X+Y/3=180；X+Y=180，解得X=45.银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为D。降低的价格为2000-1500=500元，则10件以上多买的件数为500÷10=50件， 所以一次性购买50+10=60件 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为A。两人一共走了3小时，总路程是这条路的2倍，所以这条路长（12+6）×3÷2=27银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为A。 答案为B。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688答案为B。补偿性余额是银行要求借款人在银行中保持按贷款限额或实际借用额的一定百分比(通常为10%～ 20%)计算的最低存款余额。 答案为 D。关键绩效指标主要分为两类:业绩指标和行为指标 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为B。B选项过于笼统。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 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银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为 ABCD 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 下列()情形出现时，公司不必进行清算。 A.公司营业期限届满而解散 B.股东大会决议解散 C.公司合并或分立需要解散 D.公司被依法吊销营业执照 答案：C 解析：9C 公司因营业期限届满解散、股东大会决议解散或因合并、分立，被吊销营业按照而解散的，除公 司合并、分立免于清算外，其他情形出现时必须进行清算，清理债权债务。下列()选项，不会引起收入水平的上升。 A.减少自主性支出 B.减少自主性税收 C.增加自主性转移支付 D.增加净税收 答案：D 解析：5D净税收是政府税收减转移支付后的余额。增加净税收并不能引起收入水平上升。 下列不属于布雷顿森林体系的基本内容的是()。 A.美元与黄金挂钩 B.实行固定汇率制 银行笔试助攻加微信：qitdC.2 其 6 他国 8 家 8 的货币与 银 美元 行 挂钩 笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 D.实行浮动汇率制 答案：D 解析：2D布雷顿森林体系的主要内容：美元与黄金挂钩、其他国家货币与美元挂钩，实行固定汇率制度。 20世纪70年代以来国际金融创新发展的最主要产品是()。 A.金融远期 B.金融期货 C.金融期权 D.金融互换 答案：C 解析：金融期权是20世纪70年代以来国际金融创新发展的最主要产品。 货币主义认为货币政策传导变量为()。 A.利率 B.货币供应量 C.超额准备 D.基础货币 银行笔试助攻加微信：qitd 答 2 案 6 ：B8 8 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 解析：货币主义认为货币政策传导变量为货币供应量。 按金融风险的性质划分，金融风险可以分为： A.系统性金融风险和非系统性金融风险 B.信用风险和道德风险 C.国家风险和企业风险 D.国内金融风险和国外金融风险 答案：A 解析：本题选择A按性质划分：金融风险分为系统性风险和非系统性风险；按主体划分为金融机构风险、企 业金融风险、居民金融风险和国家金融风险。按地域划分国内和国际金融风险。按形态划分为信用风险、流 动性风险、利率风险、汇率风险、操作风险、法律风险、环境风险、政策风险和国家与转移风险。 按照商业银行的利润构成，证券交易差错收入应计入( )A.投资收益 B.营业利润 C.利息收益 D.营业外收支净额 答案：D 解析： 存款创造的两个前提条件是（） A.法定存款准备金制度 B.部分准备金制度 C.货币制造 D.非现金结算制度 银行笔试助攻加微信：qitd 答 2 案 6 ：B8,D8 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 解析：答案存款创造倍数基于两个假设：一是在部分准备金制度，如果是全额准备金，商业银行就没有可贷 放的资金，存款创造就无法进行；二是非现金结算制度，如果商业银行与储户之间实行全额现金结算，存款 创造也就无法进行。 单式预算的优点是()。 A.简单明了，整体性强 B.便于编制，易于操作 C.便于政府对复杂的财政活动进行深入分析、管理和监督 D.便于政府科学安排预算收支结构，突出重点，分类控制预算收支平衡 答案：A,B 解析：本题考查单式预算的优点。 当前我国金融监管体制的特征主要有()。 A.分业监管 B.综合监管 C.单一全能型 D.独立于中央银行 银行笔试助攻加微信：qitd 答 2 案 6 ：A8,D8 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 解析：我国采用独立于中央银行的分业监管体制。 当前主要的国际贸易理论有()。 A.赫克歇尔—俄林理论 B.绝对优势理论 C.规模经济贸易理论 D.比较优势理论 答案：A,B,C,D 解析：本题考查国际贸易理论的演变。64 企业在生产经营期间按面值发行一次还本付息的债券，按期计提利息时，可能涉及的会计科目有（）。 A.财务费用 B.在建工程C.应付债券 D.长期待摊费用 答案：A,B,C 解析：企业按面值发行债券，则每期计提利息时借记“在建工程”、“财务费用”等科目，贷记“应付债券” 科目。所以本题答案应该选ABC。 企业长期借款的利息费用，可能涉及的科目有（）。 A.在建工程 B.管理费用 C.财务费用 D.固定资产 答案：A,B,C 解析：如果长期借款用于购建固定资产的，在固定资产尚未达到预定可使用状态前，所发生的利息支出应予 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 资本化，计入所购建固定资产的价值——“在建工程”科目。对于不满足资本化的利息金额，如果是筹建期 间，应该计入“管理费用”科目，如果是生产经营期间，应该计入“财务费用”科目。 企业资产负债表上所有者权益金额的大小，可能受到下列（）影响。 A.接受捐赠资产的计价 B.接受投资者投入资产的计价 C.坏账准备计提方法和比例的界定 D.管理部门用固定资产的折旧方法 答案：A,B,C,D 解析：接受捐赠资产的计价决定了计入营业外收入的数额，期末转入本年利润，影响所有者权益；接受投资 者投入资产的计价可能影响计入实收资本（或股本）和资本公积的数额；坏账准备计提方法和比例的界定不 同、管理部门用固定资产的折旧方法不同，使得“管理费用”科目发生额不同，损益类科目的变化影响了所 有者权益的变化，因此这四个选择都是正确选项。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为ABCE。货币市场”这一关键词就体现出投资对象为短期金融工具，所以股票和长期国债被自然排除。 货币市场基金，是一种功能类似于银行活期存款，而收益却高于银行存款的低风险投资产品，它属于短期资 金业务。它为个人及企业提供了一种能够与银行中短期存款相替代，相对安全、收益稳定的投资方式。货币 市场基金是指由基金公司发行，在货币市场上进行短期有价证券投资的一种基金。货币市场基金的主要投资对象为银行存款、短期债券、债券回购和央行票据等品种。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为AB 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 答案为ABC。银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd 2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 By the time you get back, I ________ all the work. A.would finish B.will have finished C.has finished D.had finished 银行笔试助攻加微信：qitd 答 2 案 6 ：B8 8 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 解析：【答案】B【译文】到你回来的时候，我将已完成所有的工作。 【考点】动词的时态 by引导的时间短 语通常和完成时态连用。“by the time you get back”表示将来的时间，因此主句应用将来完成时态，故选B。银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 In the future more people will work from home. With office space in London and New York so costly, many firms save money by encouraging staff to work in their pajamas. Instead of having to bury their noses in strangers' armpits on crowded trains, they can work via e-mail, Skype and virtual 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 private networks. Yet Daniel Cable of the London Business School finds that companies still reward presenteeism. In research published in MIT Sloan Management Review he shows that telecommuters are less likely to be promoted. In one experiment subjects were asked to judge scenarios in which the only difference was whether the employee was at his office desk or at home. Managers rated those at the office to be more dependable and industrious, regardless of the quality of their work. Visibility creates the illusion of value. Being the last to leave the office impresses bosses, even if you are actually larking (嬉戏) around on Facebook. Oddly, this holds true at firms that explicitly encourage staff to work from home. Mr. Cable studied attitudes at Californian tech firms. Many asked employees not to come to the office too often; yet bosses unconsciously penalized those who obeyed. Remote workers understand this. Many barrage (狂轰滥炸) their bosses with progress reports to prove they are on the job. A fifth of the workers in the study admitted leaving a canny (谨慎的) e-mailor voicemail early or late in the day. Still, many are not as smart as they think. Some choose a Monday or Friday to work at home. That, says Mr. Cable, makes others think they are keen to extend the weekend. A culture of presenteeism hurts working mothers most. Many women (and some men) work from home to allow themselves the flexibility to pick up kids from school. That need not mean they produce less; only that they do it at a time and a place of their own choosing. Some firms, such as Best Buy, an electronics retailer, recognize this and try hard to evaluate staff solely on performance. But this is not easy. Intangibles (无形因素) such as team-working skills matter, too. Mr. Cable thinks homeworking will lose its stigma (耻辱) only when most people do it. Or perhaps when the boss — like the editor of this article — is telecommuting, too. Questions 1-3 01.Many companies encourage staff to work at home in order to _______. A.ease heavy traffic 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 B.reduce their cost C.work more efficiently D.change the way of working 正确答案：B 由encourage staff to work定位到第一段第二句With office space in London and New York so costly, many firms save money by encouraging staff to work in their pajamas.说很多公司通过鼓励员工在家 工作来省钱，即降低其运营成本。因此正确答案为reduce their cost。 02.Daniel Cable's research shows that _______. A.employees who work at the office are more likely to be promoted B.employees who work at home are more dependable and industrious C.managers rated the employees based on the quality of their work D.managers didn't attach much importance to presenteeism 正确答案：A 考查细节推断。 由 Daniel Cable，research 定位到第二段。此段中说 Daniel Cable 的研究显示 telecommuters are less likely to be promoted，说远程工作者不太可能得到晋升的机会。反过来就是说在办公室工作的员工更容 易得到晋升的机会。因此正确答案为employees who work at the office are more likely to be promoted。 03.What does the author mean by saying "visibility creates the illusion of value" (Para. 3)? 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 A.The last person to leave the office often plays games. B.Bosses unconsciously penalized those who work at home. C.Employee evaluation based on workplace is not reliable. D.Bosses' evaluations of their employees are often reasonable. 正确答案：C 考查词义推断。 根据题干定位到第三段。要正确理解Visibility creates the illusion of value.的意思，我们要了解一 下此段的大意。本段说最后一个离开办公室的员工常常给老板留下很深的印象，即使他当时只是在Facebook 上闲逛。老板们虽鼓励员工在家工作，但仍会不知不觉地惩罚那些真的在家工作的员工。作者想要说的其实 是老板仅凭工作地点来评价员工的做法其实是不合理的。因此正确答案为 Employee evaluation based on workplace is not reliable. In the West, women typically make up 10-20% of upper management and company boards. A report fromMcKinsey, a consultancy, shows that Asian women lag far behind. There are exceptions. In Australia women's share of board and executive-committee jobs is roughly on a par with that in America and parts of Europe. Singapore too has a large number of women in senior management. But elsewhere the picture is mostly terrible, and not necessarily because the countries concerned are poor. In Japan and South Korea, both rich, women are about as likely to sit on boards as men are to serve tea. The most common reasons why so few women in Asia get good jobs are much the same as in Europe: the double burden of work and domestic responsibilities; the requirement in many senior jobs to be always available and free to travel; women's reluctance to blow their own trumpet; and the scarcity of female role models. In Asia, an additional hurdle is the lack of public services to support families, such as child care. So is it just a question of waiting until Asia catches up with the West? The McKinsey report's authors, Claudia Süssmuth-Dyckerhoff, Jin Wang and Josephine Chen, think it is not as simple as 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 that. Having studied 744 large companies and quizzed 1,500 executives in ten Asian countries, they conclude that, unlike their Western counterparts, Asian senior managers are not very interested in the subject. Some 70% of them did not see "gender diversity" as a strategic priority. The McKinsey authors think such managers are misguided. They point to companies in Asia that have done well out of recruiting lots of women, such as Shiseido, a Japanese cosmetics company (whose customers are mainly female), and Cisco, an American technology firm which snaps up Asian female talent. It is one of several Western firms that benefit from Asian sexism, in that it is easier to recruit good women when their compatriots (同胞) ignore them. In a book published last year, "Winning the War for Talent in Emerging Markets", Sylvia Ann Hewlett and Ripa Rashid found that, despite cultural constraints, women in developing countries were increasingly well qualified. Judging by what they told pollsters, they were also more ambitious than Western women, and more loyal to their employers than men. Questions 1-5 01.Which of the following statements is not true according to the first two paragraphs? A.Asia women lag far behind in their share of upper management. B.Australia has the same number of women in senior jobs as America. C.Singapore has a large number of women in senior positions. D.In Japan women have little chance of becoming board members. 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 正确答案：B 由题干定位到前两段。根据第一段最后一句可判断选项Asia women lag far behind in their share of upper management.正确。根据第二段第二句In Australia women's share of board and executive-committee jobs is roughly on a par with that in America and parts of Europe.，说澳大利亚妇女占高层职位的比例 大致与美国相同。并没有说两国的高层女性数量相同，故Australia has the same number of women in senior jobs as America.错误。 02.Which of the followings doesn't account for few women managers in Europe? A.The double burden of work and family. B.Women's reluctance to boast of their talents. C.The scarcity of good examples. D.Lack of public services. 正确答案：D 根据few woman, in Europe 定位到第三段。此段前面列出了亚洲和欧洲妇女很少得到好职位的共同原因，而lack of public services是亚洲的原因，并非欧洲的情况。所以本题选择Lack of public services. 03.Claudia Süssmuth-Dyckerhoff and other experts find in their study that _______. A.Asian senior managers are very interested in the survey B.Asian executives want to catch up with their Western counterparts C.most of the executives did not think gender diversity is important D.most of the executives plan to recruit more women after the survey 正确答案：C 根据Claudia Süssmuth-Dyckerhoff定位到第四段。由Asian senior managers are not very interested in the subject可判断选项Asian senior managers are very interested in the survey错误。根据Some 70% of them did not see “gender diversity” as a strategic priority.说他们中大概 70%都不把性 别多样化放在战略地位，即他们不认为性别多样化是重要的，因此正确答案为most of the executives did not think gender diversity is important。 04.What do we learn about Cisco? 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 A.It is an American cosmetics company. B.Its customers are mainly women. C.It has benefited from recruiting lots of women. D.It is a strong advocate of Asian sexism. 正确答案：C 根据Cisco定位到第五段第二句They point to companies in Asia that have done well out of recruiting lots of women, such as Shiseido, a Japanese cosmetics company (whose customers are mainly female), and Cisco, an American technology firm which snaps up Asian female talent.不难判断，Cisco是一 家技术公司，而用户大部分为女性的是Shiseido的情况。Cisco是companies in Asia that have done well out of recruiting lots of women中的一个例子，因此正确答案为It has benefited from recruiting lots of women. 05.According to Sylvia Ann Hewlett and Ripa Rashid, women in developing countries are _______. A.becoming increasingly competent B.less ambitious than Western women C.more disloyal to their employers than men D.determined to fight against sexism 正确答案：A 根据 Sylvia Ann Hewlett and Ripa Rashid 定位到最后一段。由 women in developing countries were 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 increasingly well qualified 可判断 qualified 与 competent 是同义转述，因此正确答案为 becoming increasingly competent。 Some 23 million additional U.S. residents are expected to become more regular users of the U.S. health care system in the next several years, thanks to the passage of health care reform. Digitizing medical data has been promoted as one way to help the already burdened system manage the surge in patients. But putting people's health information in databases and online is going to do more than simply reduce redundancies (冗余). It is already shifting the very way we seek and receive health care. "The social dynamics of care are changing," says John Gomez, vice president and chief technology strategy officer at-Eclipsys, a medical information technology company. Most patients might not yet be willing to share their latest CT scan images over Facebook, he notes, but many parents post their babies' ultrasound (超声波) images, and countless patients nowadays use social networking sites to share information about conditions, treatments and doctors.With greater access to individualized health information — whether that is through a formal electronic medical record, a self-created personal health record or a quick instant-messaging session with a physician — the traditional roles of doctors and patients are undergoing a rapid transition. "For as long as we've known, health care has been 'I go to the physician, and they tell me what to do, and I do it'," says Nitu Kashyap, a physician and research fellow at the Yale Center for Medical Informatics. Soon more patients will be arriving at a hospital or doctor's office having reviewed their own record, latest test results and recommended articles about their health concerns. And even more individuals will be able to skip that visit altogether, instead sending a text message or e-mail to their care provider or consulting a personal health record or smart-phone application to answer their questions. These changes will be strengthened by the nationwide shift to electronic medical records, which has already begun. Although the majority of U.S. hospitals and doctors, offices are still struggling 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 to start the changeover, many patients already have electronic medical records — and some even have partial access to them. The MyChart program, in use at Cleveland Clinic, the University of Texas Southwestern Medical Center at Dallas and other facilities, is a Web portal (门户) through which patients can see basic medical information as well as some test results. Medical data is getting a new digital life, and it is jump-starting a "fundamental change in how care is provided", Gomez says. Questions 1-5 01.What does the author say about putting patient information in databases and online? A.It enables more Americans to join the health care system. B.It contributes to the passage of health care reform. C.It increases the burden of the U.S. health care system. D.It changes how people seek and receive health care. 正确答案：D 根据题干中的 databases and online 定位到第一段。第一段最后两句提到，将人们的健康信息放在数据库 和网上不仅仅能减少冗余。它也在改变着我们寻求和接受健康护理的方式，由此可知，答案为It changes how people seek and receive health care. 02.What do many patients use social networking sites to do according to John Gomez? A.To change their social interactions. 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 B.To post their latest CT scan images. C.To share information about their health care. D.To show their babies' recent pictures. 正确答案：C 根据题干中的social networking sites，将本题定位到第二段第二句。第二句提到，现在无数的病人正在 用社交网站来分享与症状、治疗以及医生有关的信息，所以答案为It changes how people seek and receive health care. 03.According to Nitu Kashyap, more patients in the future will _______. A.refuse to follow their doctors' advice B.be more dependent on their doctors C.leave out their visit to doctors, offices and hospitals D.have their health conditions examined through e-mail 正确答案：C根据题干中的NituKashyap定位到第四段。第三句提到And even more individuals will be able to skip that visit altogether... that visit 指代前一句提到的arriving at a hospital or doctor's office， 答案leave out their visit to doctors, offices and hospitals正是对此的同义转述。所以答案为leave out their visit to doctors, offices and hospitals 04.It is stated in the fifth paragraph that _______. A.nationwide digitalization of medical data will begin soon B.most of U.S. hospitals and doctors are against the shift C.patients are worried about the security of their health information D.patients are starting to make use of their electronic medical records 正确答案：D 该段第二句提到，很多病人已经有了电子医疗记录——有些病人甚至对这些记录有部分的访问权，由此可知， 病人已经开始使用电子医疗记录，故答案为 patients are starting to make use of their electronic medical records。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 05.The best title for this passage could be _______. A.The Future of Your Medical Data B.Challenges against Doctors and Hospitals C.Benefits of the U.S. Health Care Reform D.How to Access and Share Your Health Information 正确答案：A 考查主旨大意。 文章开头提出医疗数据数字化出现的原因以及将会产生的影响，接着具体说明医疗数据数字化将会对医生和 病人的角色产生影响，最后说明电子医疗记录已经开始使用，医疗数据进入全新的数字化时代，由此可知， 本文主要是对医疗数据前景的展望，故答案为The Future of Your Medical Data。 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688 银行笔试助攻加微信：qitd2688