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夜雨聆风 > > 办公文件 > 我急用钱下了一个贷款App,提交申请后说银行卡号填错要交5000解冻费,这钱能交吗?

我急用钱下了一个贷款App,提交申请后说银行卡号填错要交5000解冻费,这钱能交吗?

当前时间： 2026-06-06 17:20:10 分类：办公文件 评论(0)
我急用钱下了一个贷款App,提交申请后说银行卡号填错要交5000解冻费,这钱能交吗?

网友提问：我最近急需用钱，在手机上下载了一个"XX金融"App申请贷款，填完资料后显示"审核通过额度8万"。但提现时客服说我银行卡号填错了一位，账户被冻结了，需要交5000元"解冻费"才能放款，还发来一个银保监会的红头文件。这钱能交吗？

小编回答：一分钱都不能交！这是标准的虚假网络贷款诈骗。河南省反诈骗中心梳理了此类诈骗的完整套路：骗子做的贷款App是假的，无论你填什么银行卡号都会被"系统检测"出错。所谓的"银保监会红头文件"是骗子伪造的。一旦你交了"解冻费"，接着就会有"保证金""刷流水费""保险费"等着你，一直骗到你没钱为止。记住：正规贷款机构不会在放款前收取任何费用！凡是让你先交钱的贷款，全都是诈骗。急需用钱请去银行网点办理，网络上的"零门槛"贷款要格外小心！

关注公众号 · 下期揭秘 → 假贷款App是怎么造出来的

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  1. 请求信息 : 2026-06-07 09:35:04 HTTP/1.1 GET : https://www.yeyulingfeng.com/a/720350.html
  2. 运行时间 : 0.219296s [ 吞吐率：4.56req/s ] 内存消耗：4,578.99kb 文件加载：145
  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=2ede83bec981f57a6d1c707067d381ff
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  144. /yingpanguazai/ssd/ssd1/www/wwww.yeyulingfeng.com/runtime/temp/c935550e3e8a3a4c27dd94e439343fdf.php ( 31.50 KB )
  145. /yingpanguazai/ssd/ssd1/www/wwww.yeyulingfeng.com/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000976s ] mysql:host=127.0.0.1;port=3306;dbname=wenku;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000888s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000327s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000298s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000531s ]
  6. SELECT * FROM `set` [ RunTime:0.000215s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000621s ]
  8. SELECT * FROM `article` WHERE `id` = 720350 LIMIT 1 [ RunTime:0.000414s ]
  9. UPDATE `article` SET `lasttime` = 1780796104 WHERE `id` = 720350 [ RunTime:0.006467s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000253s ]
  11. SELECT * FROM `article` WHERE `id` < 720350 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000441s ]
  12. SELECT * FROM `article` WHERE `id` > 720350 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.002986s ]
  13. SELECT * FROM `article` WHERE `id` < 720350 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001741s ]
  14. SELECT * FROM `article` WHERE `id` < 720350 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000692s ]
  15. SELECT * FROM `article` WHERE `id` < 720350 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001161s ]
0.223521s