文档文本内容
30 分钟外刊听读写训练 7
中彩票后如何领奖
第一步 听力训练（6min）
BAC
第二步 原文阅读理解脱敏训练（12min）
CAB
第三步 仿写翻译训练（12min）
1.
These two lucky contestants will take home the third largest prize in the competition ever after
successfully completing all challenges on Saturday.
2.
Many career counselors say the first thing graduates should do is seek career advice and skill
training. You need about one to two weeks in this competitive job market to put together a plan
that encompasses resume optimization as well as figuring out the industry you want to enter and
the target companies you're aiming for.
3.
However, before they start a shopping spree, this huge bonus comes with high taxes. Almost
one-third of the amount goes straight to the tax authorities.
4.
Now, if they choose to receive it in installments, each person can get 500,000 yuan per year, but
it will be paid out in smaller amounts over 20 years. Think of it as a long-term living subsidy.
5.
Have you ever wondered where the rest of the money raised by charity events goes? You may
be closer to the answer than you think. Many charities, including the Red Cross and UNICEF,
use the funds raised for public welfare, including helping poor students and launching community
service projects.
附翻译
Two lucky lottery players will take home the third largest American lottery jackpot
ever after matching all six numbers on Saturday. Ticket holders in Missouri and Texas
will split the whopping $1.8 billion winnings. Their odds of winning that record pot were
292 million to one. That's more than 20,000 times your odds of being struck by lightning.
两名幸运的美国彩票玩家在周六命中全部六个号码后，将获得美国彩票史上第三大头
奖。密苏里州和德克萨斯州的彩票持有者将平分高达18 亿美元的奖金。他们赢得这一破纪
录奖金的概率为2.92 亿分之一。这比被闪电击中的概率还要低两万多倍。
And while we may never find out who the winners are -- both states allow winners
to remain anonymous -- We thought this may be a fun opportunity to do some mathing.
Because hitting it big is actually a bit more complicated than just picking up an oversized
check.
尽管我们可能永远无法知道获奖者是谁——这两个州都允许获奖者匿名领奖——但我
们认为这或许是个有趣的机会来算一笔账。因为真正赢得大奖其实比接过一张超大支票要
复杂得多。
First, winners have to decide how they want to collect their winnings. Do you take a
lump sum or an annuity?
首先，获奖者必须决定领取奖金的方式：您会选择一次性领取还是分期领取？
A lump sum is a one-time upfront payment. You get all of your winnings and pay
all the taxes at one time. The catch: it's usually smaller than the annuity option. In this
case, the jackpot shrinks to $410 million each before taxes. That's enough to buy about
800 median-priced homes in the United States.
一次性领取为全额预付方式，您将获得所有奖金并一次性缴纳全部税款。但关键在于：
这种方式获得的金额通常少于分期领取。以本次为例，税前奖金会缩减至每人4.1 亿美元，
这笔钱足以在美国购买约800 套中等价位的住宅。
Now, if they take the annuity, they get $893 million each, but it's spread out over
smaller payments for 30 years. Think of it as a supersized allowance. Before they go on
a spending spree, however, big winnings come with some big taxes. Nearly a quarter of it
goes straight to the IRS. And they may be on the hook for state taxes as well.
若选择分期领取，每人可获得8.93 亿美元，但需分30 年按较小金额支付。可以将其视
为超级升级版的零花钱。然而在开始疯狂购物之前，请注意巨额奖金伴随着巨额税款——
近四分之一将直接上缴美国国税局，此外他们可能还需缴纳州税。
Many experts say the first thing winners should do is enlist financial and legal
advice. You need about two to three weeks at this level of win to put together a plan
that encompasses taxes as well as uh, what you're, what, who you're trying to help. You
want to secure your advisors. You want to secure that attorney that's going to be the
leader of that group who will put the plan together.
许多专家表示，获奖者首要做的是寻求财务和法律咨询。对于这种级别的奖金，您需
要两到三周来制定全面计划，包括税务规划以及您想要资助的对象。你需要组建专业顾问
团队，并确定由律师作为团队核心来统筹规划。
Have you ever wondered where the rest of the money raised by lottery tickets goes?
You may be closer to the answer than you think. Many states, including Texas and
Missouri, use funds from lottery ticket sales to fund education, including college
scholarships and programs like pre-K.
您是否想过彩票销售剩余资金的去向？答案可能比想象的更近。包括得州和密苏里州
在内的许多地区，都将彩票销售收入用于教育资助，包括大学奖学金和学前班等项目。
Now, you have to be at least 18 years old to play the lottery in the majority of
states. But Press pause, chat it out with friends and family. What do you think if you
ever did win the lottery, would you take the lump sum of cash or the smaller annuity
payments over time? Why? Also, what would you spend it on? And would you keep it a
secret? Discuss.
目前美国大部分州规定年满18 周岁方可购买彩票。现在请暂停阅读，与亲友展开讨论：
若您中得彩票，会选择一次性领取还是分期小额领取？理由是什么？您会如何支配这笔钱
会选择保密吗？欢迎探讨。
